In the time before cell phones, horror movies could be expected to start with a car breaking down in the middle of nowhere and miles from a phone. Nowadays we all have cell phones, but…

In 2005, the catastrophic event of Hurricane Katerina decimated New Orleans. Lives were shattered and many homeowners had to climb on roofs to be rescued when the levees broke. That was only the beginning. What…

A car accident is a terrifying experience. The noise, the glass, and the panic can make each second feel like an hour. Even fender benders need some pre-planning so you can spring into action to…

Humans are a resourceful bunch. Since the dawn of civilization, insurance has existed in one form or another. Close knit communities formed as a way of dealing with the unexpected. If a house burned down,…

The workplace is where American workers can expect to spend at least a third of their day. Eight hours with co-workers and bosses is strictly regulated by the federal government to prevent discrimination in any…

A car accident is a terrifying experience. The noise, the glass, and the panic can make each second feel like an hour. Even fender benders need some pre-planning so you can spring into action to…

Everyone has dreams of sailing the high seas at their leisure as the captain of their boat. A seaworthy vessel is an investment. Given that is not a part of your home, even if it…

Sometimes we hear words enough that we know we should learn the meaning. Escrow is one of those words that everyone seems to bandy about assuming the definition is common knowledge. Most people do not…